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Part-Time Students

If you are a resident of Newfoundland and Labrador and require financial assistance to attend a post-secondary education program you may be eligible to receive financial assistance while studying part-time.

How to Apply

By completing the application below and submitting it to the Student Financial Services Division, you will be assessed for provincial and federal financial assistance for part-time students.

Note: Proof of income is required by providing your Notice of Tax Assessment or Reassessment (see Section B of the application for details). Forms for the full-time application are NOT required for part-time applicants.

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Eligibility

To be eligible for federal financial assistance for part-time studies, you must:

  • be a Canadian citizen, a permanent resident of Canada, or designated as a protected person;
  • be a resident of Newfoundland and Labrador;
  • demonstrate financial need;
  • be enrolled in 20 to 59 percent of a full course load;
  • be enrolled in a degree, diploma, or certificate program that runs for at least 12 weeks within a 15-week period and is offered by a designated post-secondary educational institution;
  • maintain satisfactory grades; and
  • pass a credit check if you are 22 or older and applying for a Canada Student Loan and Grant for the first time.

To remain eligible for part-time assistance, you must successfully complete all courses for which funding was issued.

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Course Load Requirements

Federal loans and grants as well as provincial grants are available to students in part-time studies taking between 20% and 59% of a full course load.

Note: If you are a student with a permanent disability and you are enrolled in 40% to 59% of a full course load, you can choose to be considered a full or part-time student. Refer to Students with Permanent Disabilities for more information.

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Eligible Costs

Applications will be assessed based on the following costs (if applicable):

  • tuition including compulsory fees;
  • books and supplies;
  • transportation to and from classes;
  • childcare costs incurred to attend classes; and
  • an incidental allowance of $10 per week, per course.

Applicants taking studies through correspondence or distance learning may not be assessed childcare and transportation costs, except for those periods where in-class attendance is mandatory (e.g. examinations, etc.).

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Assistance Available

Federal Assistance Available

Canada Student Loans for Part-Time Studies

Government student loans are based on your assessed financial need. As a part-time student, you may be eligible to borrow up to $10,000 in Canada Student Loans. You are not required to make monthly payments on your loan while you are attending school (in-study).

There is no maximum duration of assistance for part-time students. However, the maximum loan amount you can have outstanding at any time cannot exceed $10,000.

While you are in-study, you are not required to make monthly payments on your loan, and as of January 1, 2012, the federal government pays the interest on your part-time loans until you graduate or leave post-secondary. Like full-time loans, you are not required to make payments and interest won't begin to accrue until your period of studies end date or you leave post-secondary.

Canada Student Grants for Part-Time Students

Canada Student Grants for Part-time Studies are available for each year of post-secondary studies, provided you continue to meet the eligibility criteria and are enrolled in a part-time program that is at least 12 weeks long at a designated post-secondary institution opens in new window. This includes post-secondary studies beyond the undergraduate level. Students who apply for a loan for part-time studies and meet the grant eligibility requirements could receive one or more of the following Canada Student Grants for Part-time Studies.

Grant for Part-Time Students

For the 2016-17 academic year, part-time students from low-income families may be eligible for up to $1,800 per academic year. The amount of the grant will not exceed your assessed need. If studying during the 2015-16 academic year, the maximum amount is $1,200.

Example: If you have an assessed need of $800, you will receive an $800 grant.

Grant for Part-Time Students with Dependants

Part-time students from low-income families with up to two children under 12 years of age may be eligible for $40 per week of study, and part-time students with three or more children may be eligible for $60 per week of study.

Important: Part-time students with a dependant 12 years of age or older with a permanent disability may be eligible for this grant. In these cases, proof of the disability in the form of a medical certificate or documentation proving receipt of federal or provincial disability assistance is required.

Grant for Part-Time Students with Permanent Disabilities

Part-Time Students with permanent disabilities may be eligible to receive $2,000 per academic year to help cover the costs of tuition, books and accommodations. See Students with Permanent Disabilities for more information.

Grants for Services and Equipment for Students with Permanent Disabilities

Part-time students with permanent disabilities may be eligible to receive funds to help offset exceptional education-related costs related to their disability. See Students with Permanent Disabilities for more information.

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Provincial Assistance Available

Depending on your assessed need, you could receive up to $500 per semester of study in provincial grants. (Effective August 1, 2015)

NL Part-time Incentive Grant

The NL Part-time Incentive Grant provides assistance to lessen the financial burden faced by individuals wishing to continue their studies on a part-time basis. The program will complement funding available under the existing Canada Student Loans Program for Part-Time Study.

You are eligible for the NL Part-time Incentive Grant if you:

  • are deemed eligible for the Canada Student Loan Program for Part-Time Study, and
  • have been assessed as having $1 of need in a federal part-time loan.

The NL Part-Time Incentive Grant will be equal to the amount of assessed federal part-time loan to a maximum of $500 per semester (to a maximum of $1,000 per year). You will be automatically assessed for this grant with your application for the Canada Student Loan Program for Part-time Study.

Note: Students must be studying at a post-secondary education institution within the Province to access this funding.

Grant for High Need Students with Permanent Disabilities (for the 2016 Academic Year)

The Grant for High Need Students with Permanent Disabilities provides assistance to cover education-related costs associated with a permanent disability over the amount available from the Canada Student Grant for Services and Equipment for Students with Permanent Disabilities. See Permanent Disability for additional details.

To be considered for this grant, you must submit the Application for Grants for Services and Equipment for Students with Permanent Disabilities PDF (2.3 MB).

For details on receiving your funds, if approved, refer to the Permanent Disability section.

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Receiving Your Funds

If you have been assessed and deemed eligible to receive federal and/or provincial student financial assistance, you must follow the instructions below in order to receive your funds.

Note: Depending on your eligibility, you may need to follow 2 separate processes to receive your funds. For details on how to receive the NL Part-time Incentive Grant portion, see Provincial Assistance below (if eligible).

Federal Assistance

If you are eligible for federal student financial assistance, the National Student Loan Service Centre will electronically deposit the funds to you (and your educational institution, if applicable).

In order to receive your funds, you must:

  • go to your educational institution (once assessed and deemed eligible for an amount of student financial assistance) to receive your Certificate of Eligibility and the Canada Student Financial Assistance Agreement for Part-time Students.
  • review and sign the required sections of both documents. You will also require your banking information.
  • have a representative from your educational institution complete the 'Confirmation of Enrollment' Section of the Certificate of Eligibility.
  • bring both documents to a designated Canada Post Outlet opens in new window along with two pieces of acceptable identification.

Provincial Assistance

If you have been assessed and deemed eligible for the NL Part-time Incentive Grant, your funds are released using a separate method as outlined below.

You are required to sign up for direct deposit with Student Financial Services Division (SFSD) in order to receive this funding. This process is efficient, reliable, and secure.

If you are eligible for the NL Part-Time Incentive Grant, SFSD will electronically deposit the funds into your personal bank account.

Instructions for the Submission of Banking Information

In order to initiate this process, you can submit your banking information to SFSD in ONE of two methods:

  1. Official Direct Deposit Form OR
  2. Void Cheque
  1. Official Direct Deposit Form
    This form is available to all account holders from their respective Financial Institution. It is a personalized form that indicates the account holder's account information (i.e., account number, transit number, and Financial Institution number). Please note, SFSD cannot accept direct deposit forms that do NOT have an official bank stamp OR an official Bank Representative's signature.

    The following information must appear on this form:
    • Student's name
    • Student's mailing address
    • Account information
    • Official bank stamp
  2. Void Cheque
    A void cheque is used to provide details of the student's account information (i.e.: account number, transit number, and financial institution number). This information is located on the bottom of the cheque. You can submit a personal cheque that is voided or request one from your Financial Institution.

    The following information must appear on the void cheque:
    • Student's name
    • Student's mailing address
    • Account information

    Example of a void cheque:

    Image of a void cheque

These methods allow SFSD to ensure that the information you provide is accurate and that the funds will be deposited into an account in your name.

It is the responsibility of the student to ensure that SFSD is provided with up-to-date banking information. Please contact SFSD immediately if there is a change in your banking information.

Note: Under no circumstances will money be deposited into an account that does not belong to the student.

SFSD maintains strict privacy protocols designed to prevent unauthorized access to personal information.

For further information regarding Direct Deposit Forms or Void Cheques, please contact SFSD at 1-888-657-0800.

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Repaying Part-time Loans

You are not required to make payments on your loan while you are in-study, and interest does not begin to accrue until your studies are complete. Repayment starts 6 months after the completion of your part-time studies (i.e., at the end of the non-repayment period).

Note: You are not required to pay on your part-time loan if you are attending post-secondary as a full-time student. Remember to confirm your enrolment with the National Student Loan Service Centre.

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Acceptable Identification

  • Photo ID: You must present a valid photo identification that was issued in Canada by either the federal, provincial or territorial government. Examples include:
    • a valid driver's license;
    • a passport;
    • a provincial health card with a photo; or
    • a permanent residency or citizenship card.

  • Proof of SIN: To prove that the Social Insurance Number (SIN) on your loan or grant document is yours, you must also present your SIN on an official Government of Canada document. Examples of such documents include:
    • Social Insurance Card;
    • Canada Revenue Agency Notice of Assessment;
    • Canada Pension Plan Statement of Contributions; or
    • A confirmation of your Social Insurance Number from Service Canada.

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