The Student Aid program provides additional benefits to assist eligible students with permanent disabilities with accessing and successfully completing a post-secondary education.
For additional information, refer to the Students with Permanent Disabilities Handout (69 KB).
Note: You must provide supporting documents to verify your disability. Documentation is normally only required once.
There are three additional grants available for students with permanent disabilities:
The Canada Student Grant for Students with Permanent Disabilities is a grant that provides $2,000 each academic year (August 1 to July 31). You can get this grant for each year of your full-time or part-time studies (including undergraduate and graduate levels) as long as you continue to meet the eligibility requirements.
If you are eligible for this grant as a full-time student, you will receive $2,000 per year of study if you are assessed as having at least $1 of need.
Example: If you are studying full-time and have an assessed financial need of $1,400, you will receive a $2,000 grant. In this case, you would not need a student loan because your financial need would be covered by the grant.
To be eligible for the CSG-PD, you must have a permanent disability which is defined as a functional limitation:
In addition, you must:
Students are encouraged to apply early! The deadline to apply is eight weeks after the start of classes or for semesters less than twelve weeks, two weeks after the first day of classes.
The CSG-PD is disbursed with your approved loans and/or grants, generally at the beginning of your semester. If you are borrowing for more than one semester in an academic year (August 1-July 31) you will receive $1000 for each of the first two semesters you borrow. If you are borrowing for one semester in the academic year, you will receive the full $2,000 in that semester. See Receiving Loans and Grants for more information.
If you require education-related costs associated with your permanent disability, you may be eligible to receive the Canada Student Grant for Services and Equipment for Students with Permanent Disabilities.
This grant offers up to $8,000 per academic year (August 1 to July 31) for each year of full-time or part-time studies (including undergraduate and graduate levels), provided you continue to meet the eligibility criteria.
The assistance provided under this grant is separate from your assessed need and designed to offset the additional expenses related to your disability.
Tip: Talk to a Disability Coordinator or an official at your school to discuss your educational goals and what types of supports they may already have in place.
In order to be eligible for CSG-PDSE, you must satisfy all of following criteria:
Note: If you do not satisfy ALL of the above criteria, you are not eligible for this grant.
Estimates for the cost of any requested service(s) (e.g., tutors, note takers) must include the following:
You are advised to apply for the Grants for Services and Equipment when you apply for Student Aid. The deadline to apply is eight weeks after the start of classes or for semesters less than twelve weeks, two weeks after the first day of classes.
Student Financial Services Division (SFSD) uses a direct deposit process to issue your Canada Student Grants for Services and Equipment for Students with Permanent Disabilities. This process is efficient, reliable, and secure.
If you are eligible for the grant, SFSD will electronically deposit the funds into your personal bank account.
Instructions for the Submission of Banking Information
In order to initiate this process, you can submit your banking information to SFSD in ONE of two methods:
- Official Direct Deposit Form
This form is available to all account holders from their respective Financial Institution. It is a personalized form that indicates the account holder's account information (i.e. account number, transit number, and Financial Institution number). Please note, SFSD cannot accept direct deposit forms that do NOT have an official bank stamp OR an official Bank Representative's signature.
The following information must appear on this form:
- Student's name
- Student's mailing address
- Account information
- Official bank stamp
- Void Cheque
A void cheque is used to provide details of the student's account information (i.e. account number, transit number, and financial institution number). This information is located on the bottom of the cheque. You can submit a personal cheque that is voided or request one from your Financial Institution.
The following information must appear on the void cheque:
- Student's name
- Student's mailing address
- Account information
Example of a void cheque:
These methods allow SFSD to ensure that the information you provide is accurate and that the funds will be deposited into an account in your name.
It is the responsibility of the student to ensure that SFSD is provided with up-to-date banking information. Please contact SFSD immediately if there is a change in your banking information.
Note: Under no circumstances will money be deposited into an account that does not belong to the student.
SFSD maintains strict privacy protocols designed to prevent unauthorized access to personal information.
For further information regarding Direct Deposit Forms or Void Cheques, please contact SFSD at 1-888-657-0800.
The Grant for High Need Students with Permanent Disabilities provides assistance to cover education-related costs associated with a permanent disability over the amount available from the Canada Student Grant for Services and Equipment for Students with Permanent Disabilities outlined above.
To be considered for this grant, you must submit the Application for Grants for Services and Equipment for Students with Permanent Disabilities (2.3 MB) and you will be automatically assessed. If this grant is required, funds will be disbursed the same as for the Canada Student Grant for Services and Equipment for Students with Permanent Disabilities (CSG-PDSE).
Note: Funds will be issued the same as the Grant for Services and Equipment for Students with Permanent Disabilities.
These grants are designed to help students overcome education-related barriers associated with their disability that they may encounter while pursuing post-secondary training.
Eligible students may receive funds to cover the costs of equipment and/or services that are directly related to overcoming the educational barriers that the disability may present. The equipment and/or services covered by these grants may include but are not limited to the following:
Refer to the List of Services and Equipment - CSG-PDSE (206 KB) for a more extensive list.
You must provide receipts for your approved services and/or equipment. If receipts are not provided and/or you do not use all of the funds provided to you in your study period, you must return the un-receipted/unused funding. If not, future eligibility may be impacted.
As a student with a permanent disability, you may receive assistance (federal and provincial) for full-time studies if enrolled at least 40% of a full course load.
Students with permanent disabilities taking between 20% and 39% of a full-time course load are considered part-time. Students with permanent disabilities taking between 40% and 59% of a full-time course load can elect to be in full-time or part-time status.
If you are having difficulties repaying your Student Loans, you may be eligible for assistance:
Refer to Repaying Your Loan for more information.
Permanent Disability means a functional limitation caused by a physical or mental impairment that restricts the ability of a person to perform the daily activities necessary to participate in studies at a post-secondary school level or the labor market and it is expected to remain with the person for the person's expected life.
Functional limitation or barrier may be interpreted as: "anything that prevents a person with a disability from participating in post-secondary education because of his/her disability, including a physical barrier, an information or communications barrier, a technological barrier, a policy or a practice; (obstacle)".
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