• Home
    • Students with Permanent Disabilities

Students with Permanent Disabilities

The Student Aid program provides additional benefits to assist eligible students with permanent disabilities with accessing and successfully completing a post-secondary education.

Applying as a Student with a Permanent Disability

As a student with a permanent disability:

  • you may have extra time to complete your program with the help of student financial assistance.
  • you may qualify as a full-time student with a smaller, more manageable course load - for MUN students, full-time is considered to be at least 2 of 5 courses.
  • you may qualify for extra funding that is specifically designed to help you pay for exceptional expenses related to your disability, such as transportation, specialized equipment, specialized textbooks, learning support services, and more.

To be eligible, you must have a permanent disability which is defined as a functional limitation:

  • caused by a physical or mental impairment;
  • that restricts your ability to perform the daily activities necessary to participate in studies at a postsecondary level or the labour force; and
  • that is expected to remain with you for your whole life.

For additional information, refer to the Students with Permanent Disabilities Handout PDF (69 KB).

Note: You must provide supporting documents to verify your disability. Documentation is normally only required once.

^ Top of Page

Additional Funding Available for Students with Permanent Disabilities

There are three additional grants available for students with permanent disabilities:

1. Canada Student Grant for Students with Permanent Disabilities (CSG-PD)

The Canada Student Grant for Students with Permanent Disabilities is a grant that provides $2,000 each academic year (August 1 to July 31). You can get this grant for each year of your full-time or part-time studies (including undergraduate and graduate levels) as long as you continue to meet the eligibility requirements.

If you are eligible for this grant as a full-time student, you will receive $2,000 per year of study if you are assessed as having at least $1 of need.

Example: If you are studying full-time and have an assessed financial need of $1,400, you will receive a $2,000 grant. In this case, you would not need a student loan because your financial need would be covered by the grant.

Eligibility

To be eligible for the CSG-PD, you must have a permanent disability which is defined as a functional limitation:

  • caused by a physical or mental impairment; and
  • that restricts your ability to perform the daily activities necessary to participate in studies at a postsecondary level or the labour force; and
  • that is expected to remain with you for your whole life.

In addition, you must:

  • Demonstrate financial need through the Student Aid application process for full-time or part-time studies;
  • Not be in default of a Canada Student Loan; and
  • Be enrolled in a post-secondary level program at a designated post-secondary institution as a full-time or part-time student.

How to apply

  • Complete the application for student financial assistance and indicate you are applying as a student with a permanent disability (There is no separate application)
  • Complete the Verification of Eligibility Form for Students with Permanent Disabilities PDF (1.9 MB). Please note: This form only needs to be approved once. If you have submitted it in past academic years and it was approved, you do not need to submit a new form.
  • If applicable, submit proof of your learning disability in the form of a copy of your Psycho-Educational Assessment (or a comprehensive educational assessment) completed within the last 5 years or at the age of 18 or older.
Part-Time Students:
  • Students with permanent disabilities taking between 20% and 39% of a full-time course load are considered part-time. Students with permanent disabilities taking between 40% and 59% of a full-time course load can elect to be in full-time or part-time status.
  • For more information on applying as a part-time student, go to the Part-Time Students section of the website.

Deadline

Students are encouraged to apply early! The deadline to apply is eight weeks after the start of classes or for semesters less than twelve weeks, two weeks after the first day of classes.

Receiving Your Funds

The CSG-PD is disbursed with your approved loans and/or grants, generally at the beginning of your semester. If you are borrowing for more than one semester in an academic year (August 1-July 31) you will receive $1000 for each of the first two semesters you borrow. If you are borrowing for one semester in the academic year, you will receive the full $2,000 in that semester. See Receiving Loans and Grants for more information.

2. Canada Student Grant for Services and Equipment for Students with Permanent Disabilities (CSG-PDSE)

If you require education-related costs associated with your permanent disability, you may be eligible to receive the Canada Student Grant for Services and Equipment for Students with Permanent Disabilities.

This grant offers up to $8,000 per academic year (August 1 to July 31) for each year of full-time or part-time studies (including undergraduate and graduate levels), provided you continue to meet the eligibility criteria.

The assistance provided under this grant is separate from your assessed need and designed to offset the additional expenses related to your disability.

Tip: Talk to a Disability Coordinator or an official at your school to discuss your educational goals and what types of supports they may already have in place.

Eligibility

In order to be eligible for CSG-PDSE, you must satisfy all of following criteria:

  • Have been deemed eligible for the Canada Student Grant for Students with Permanent Disabilities;
  • Have identified barriers/limitations that restrict your ability to perform the daily activities necessary to participate in your studies;
  • Not be in default of a Canada Student Loan;
  • Demonstrate financial need through the Student Aid application for full-time or part-time studies; and
  • Be enrolled in a post-secondary level program at a designated post-secondary institution as a full-time or part-time student.

Note: If you do not satisfy ALL of the above criteria, you are not eligible for this grant.

How to apply

Estimates for the cost of any requested service(s) (e.g., tutors, note takers) must include the following:

  • hourly cost of each service;
  • total hours per week of each service (cannot exceed weekly in-class time);
  • total number of weeks you will be using each service;
  • which of the courses you are taking require the service; and,
  • the name and contact information for the qualified person or agency providing each service.

Important Notes:

  • A completed Application for Grants for Services and Equipment for Students with Permanent Disabilities is required each time you request services and/or equipment.
  • Receipts for all services and equipment received must be provided to Student Financial Assistance Division to ensure funds provided were used for the intended purpose. Any discrepancies between the amount issued and the amount spent is to be returned if you received more than you required. Future eligibility will be impacted if receipts are not provided.

Deadline

You are advised to apply for the Grants for Services and Equipment when you apply for Student Aid. The deadline to apply is eight weeks after the start of classes or for semesters less than twelve weeks, two weeks after the first day of classes.

Receiving Your Funds

Student Financial Services Division (SFSD) uses a direct deposit process to issue your Canada Student Grants for Services and Equipment for Students with Permanent Disabilities. This process is efficient, reliable, and secure.

If you are eligible for the grant, SFSD will electronically deposit the funds into your personal bank account.

Instructions for the Submission of Banking Information

In order to initiate this process, you can submit your banking information to SFSD in ONE of two methods:

  1. Official Direct Deposit Form OR
  2. Void Cheque
  1. Official Direct Deposit Form
    This form is available to all account holders from their respective Financial Institution. It is a personalized form that indicates the account holder's account information (i.e. account number, transit number, and Financial Institution number). Please note, SFSD cannot accept direct deposit forms that do NOT have an official bank stamp OR an official Bank Representative's signature.

    The following information must appear on this form:
    • Student's name
    • Student's mailing address
    • Account information
    • Official bank stamp
  2. Void Cheque
    A void cheque is used to provide details of the student's account information (i.e. account number, transit number, and financial institution number). This information is located on the bottom of the cheque. You can submit a personal cheque that is voided or request one from your Financial Institution.

    The following information must appear on the void cheque:
    • Student's name
    • Student's mailing address
    • Account information

    Example of a void cheque:

    Image of a void cheque

These methods allow SFSD to ensure that the information you provide is accurate and that the funds will be deposited into an account in your name.

It is the responsibility of the student to ensure that SFSD is provided with up-to-date banking information. Please contact SFSD immediately if there is a change in your banking information.

Note: Under no circumstances will money be deposited into an account that does not belong to the student.

SFSD maintains strict privacy protocols designed to prevent unauthorized access to personal information.

For further information regarding Direct Deposit Forms or Void Cheques, please contact SFSD at 1-888-657-0800.

3. Grant for High Need Students with Permanent Disabilities

The Grant for High Need Students with Permanent Disabilities provides assistance to cover education-related costs associated with a permanent disability over the amount available from the Canada Student Grant for Services and Equipment for Students with Permanent Disabilities outlined above.

To be considered for this grant, you must submit the Application for Grants for Services and Equipment for Students with Permanent Disabilities PDF (2.3 MB) and you will be automatically assessed. If this grant is required, funds will be disbursed the same as for the Canada Student Grant for Services and Equipment for Students with Permanent Disabilities (CSG-PDSE).

Note: Funds will be issued the same as the Grant for Services and Equipment for Students with Permanent Disabilities.

^ Top of Page

Services and Equipment considered under the CSG-PDSE and Grant for High Need Students with Permanent Disabilities

These grants are designed to help students overcome education-related barriers associated with their disability that they may encounter while pursuing post-secondary training.

Eligible students may receive funds to cover the costs of equipment and/or services that are directly related to overcoming the educational barriers that the disability may present. The equipment and/or services covered by these grants may include but are not limited to the following:

  • Tutors
  • Note takers
  • Interpreters
  • Readers
  • Alternate format
  • Assistive technology (computer, software, etc.)
  • Specialized transportation (to and from school)
  • Attendant care for studies
  • Reimbursements for learning disability assessments (75% up to $1200)

Refer to the List of Services and Equipment - CSG-PDSE PDF (206 KB) for a more extensive list.

Important Note:

You must provide receipts for your approved services and/or equipment. If receipts are not provided and/or you do not use all of the funds provided to you in your study period, you must return the un-receipted/unused funding. If not, future eligibility may be impacted.

^ Top of Page

Course Load Requirements

As a student with a permanent disability, you may receive assistance (federal and provincial) for full-time studies if enrolled at least 40% of a full course load.

Students with permanent disabilities taking between 20% and 39% of a full-time course load are considered part-time. Students with permanent disabilities taking between 40% and 59% of a full-time course load can elect to be in full-time or part-time status.

^ Top of Page

Help with Repayment

If you are having difficulties repaying your Student Loans, you may be eligible for assistance:

Refer to Repaying Your Loan for more information.

^ Top of Page

Forms

  • Verification of Eligibility Form PDF (1.9 MB)
    If you are applying as a student with a permanent disability, this form is to be submitted with your application. It must be approved by the Student Financial Services Division before you are eligible for the $2000 grant. You must sign the consent portion of the form and have a qualified medical or educational assessor complete the verification sections.

  • Application for Grants for Services and Equipment for Students with Permanent Disabilities PDF (2.3 MB)
    Students with permanent disabilities who have exceptional education-related costs associated with their disability (such as costs for hiring tutors, note-takers or interpreters, or costs for braille-related expenses or technical aids), may receive up to $8,000 per academic year through the Canada Student Grant for Services and Equipment for Students with Permanent Disabilities. Additional funding is available through the Grant for High Need Students with Permanent Disabilities if required. Once your application is processed, you will receive written notification of your eligibility. To be considered for these grants, you must also submit the Verification of Eligibility Form when you apply for full-time assistance.

^ Top of Page

Definitions

Permanent Disability means a functional limitation caused by a physical or mental impairment that restricts the ability of a person to perform the daily activities necessary to participate in studies at a post-secondary school level or the labor market and it is expected to remain with the person for the person's expected life.

Functional limitation or barrier may be interpreted as: "anything that prevents a person with a disability from participating in post-secondary education because of his/her disability, including a physical barrier, an information or communications barrier, a technological barrier, a policy or a practice; (obstacle)".

^ Top of Page

Adobe® Acrobat® Reader software can be used for viewing PDF documents. Download Acrobat® Reader for free opens in new window.

 
Last Updated:
This page and all contents are copyright, Government of Newfoundland and Labrador, all rights reserved.